How Can We Help You?

At Fairway Mortgage Services, we’re proud to be based in the Hudson Valley and serve clients throughout all of New York State. Since 1985, we’ve helped thousands of homebuyers and homeowners navigate the mortgage process with confidence.

As the oldest mortgage broker company in New York State, we bring a level of experience that’s hard to match—but more importantly, we keep things personal. Every client’s situation is different, and we take the time to understand what matters most to you before finding the right financing options.

We work with a wide network of lenders to shop the market on your behalf, helping you secure competitive rates and terms without the runaround.

Whether you’re buying locally in Dutchess County or anywhere across New York, we’re here to guide you every step of the way. Give us a call anytime or use the tools on the site to get started—we’re always happy to help.

Meet Your Mortgage Team

Jim Gallagher

NMLS # 56133
Owner | Mortgage Loan Originator

I’ve been helping people navigate the mortgage process for over 30 years, and as the owner of Fairway Mortgage Services, I’ve seen just about every scenario you can imagine. My focus is simple—give honest advice, find the best options available, and make sure there are no surprises along the way.

Mike Decker

NMLS # 67336
Mortgage Loan Originator

With over 27 years in the business and recognized as an expert in FHA 203K, USDA, and Conventional rehab financing, you can count on Mike’s attention to detail to ensure a smooth loan process with no surprises—and most importantly, the right mortgage for you, your family, and your financial future.