Why Use Me, Jim Gallagher – Fairway Mortgage Services
🏡 Trusted Experience
Over 30 years in the mortgage industry and owner of the oldest independent mortgage broker company in New York State.
💬 Personalized, Local Service
I live and work right here in the Hudson Valley — you work directly with me, not a call center.
💰 Better Options
I shop multiple lenders to find the most competitive rates and programs. Plus, the lender pays me, so there’s no additional cost to you.
⭐ Proven Reputation
Five-star reviews across Google and Yelp, and an A+ rating with the Better Business Bureau.
⚡ Fast & Transparent Process
Clear communication, quick turn times, and no surprises at closing.
🧠 Expert Guidance
I break down every option so you can make confident, informed decisions — not just accept whatever rate a bank offers you.
📱 Available 7 Days a Week
You can reach me by call, text, or email any day of the week — unlike many banks and credit unions that are only open Monday–Friday, 9–5. And I’m available after your closing too.

